Benefits Expert: Is taking a lump-sum pension a good idea?
Q. I am thinking about leaving work, I am 67 and have been deferring my state pension. I live with my wife who is not working or claiming any benefits and isn’t due to retire for a number of years. I have been given options regarding taking a larger state pension or taking a regular state pension with a lump sum. Which option would be better for me?
My three year old grandson has been in my care for a year and a half and as a result of court proceedings I have recently been named as his ‘Special Guardian’. I am not familiar with this term and I am confused as to what rights I have over my grandson as his Special Guardian and whether I am entitled to any financial support. Would you be able to clarify this for me?
Q. My husband passed away at the end of March and I have applied for a Bereavement Payment and Bereavement Allowance. I was told over the phone that I would not be able to claim because there were new rules in place now, but I thought that was from April only?