Fraudster used relative’s name to get pay-day loan

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A fraudster has owned up to securing payments of £2,500 by using false names.

Ian Amess, 33, of Hazlitt Avenue, South Shields, was spared jail after admitting 10 counts of fraud at Newcastle Crown Court.

Michael Bunch, prosecuting, told the court that Amess also took £99 worth of fuel from Asda’s Boldon Colliery store on two occasions, then told his bank that he was not responsible for the transactions.

Amess opened a Halifax bank account in a relative’s name to obtain a £470 pay-day loan before opening a Nationwide bank account in the same name, the court heard.

Amess also secured emergency payments from the Department for Work and Pensions in the names of three different people.

He took out a phone contract from Carphone Warehouse in a false name for £39.50 a month, and none of the payments were made.

Mr Bunch said: “He was arrested and made no comment in all questions put to him.”

Mr Bunch told the court that Amess enriched himself by about £2,500 from the various offences he admitted carrying out in 2013 and 2014.

Amess already had a previous conviction for fraud dating back to 2012, he added.

Thomas Laffey, defending, said: “He seems keen to get himself back on the traight and narrow. The amounts involved are relatively small.”

Recorder William Lowe gave Amess a four-month prison sentence suspended for a year, plus a supervision order.