Insurance cheat banned after hiding drink-drive conviction

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A DRIVER who failed to disclose a string of driving convictions to his insurers to avoid paying higher premiums has been hit with a year-long road ban.

Keith Jackson didn’t tell insurance firm Zenith that he had a previous drink driving offences and two of driving while disqualified on his record when securing cover for his Vauxhall Astra last December.

He accepts he didn’t declare the information as the cost would have been exorbitant

Valerie Bell

His crime was uncovered when he was pulled over by police while driving through South Shields in February.

South Tyneside Magistrates were told the vehicle had also been modified to boost its performance - another fact the insurers were unaware of.

The modifications and his previous motoring offences meant his insurance was invalid, leading police to charge him with driving without insurance.

Jackson admitted charges of driving without insurance and witholding information to obtain motor insurance when he appeared before the court.

He was given a 12 month driving disqualification - but lodged an appeal against the decision.

The ban will remain in place until his appeal his heard at a date to be finalised.

Derek Walden, prosecuting, said: “Police had cause to examine his car after stopping him in River Drive, South Shields.

“They found a number of modifications to increase the performance of the vehicle.

“A poice check found he had a drink driving conviction from 2011 and driving while disqualified convictions in 2012 and 2013.

“By not disclosing the information, his insurance was effectively void upon inception.”

Valerie Bell, defending, said: “He accepts he didn’t declare the information as the cost would have been exorbitant.

“He knows he should have disclosed his previous convictions.”

Jackson, of St Cuthberts Avenue, Consett, was also fined £110 and ordered to pay costs of £85 and a £20 victim surcharge.