How to find the right credit card

When it comes to finding a new card, the power has truly been put back in the hands of the consumer. The days of people calling their bank, asking for a credit card and hoping for a '˜yes' are over.

Thursday, 8th June 2017, 11:15 am
Updated Thursday, 8th June 2017, 11:16 am
It's always worth shopping around for the best credit card deals

Using sites like you can compare hundreds of cards online to see those which suit you best and that you are most likely to be accepted for.

Why you should compare credit cards

1. Find an easier way to save money. We know, credit cards are usually for spending money, not saving it. But if you have debt sitting on an existing credit card you could move it onto something called a balance transfer card. With these cards you pay no interest on a balance you transferred from another card for a limited time. This reprieve from paying interest on what you owe can cut your monthly repayments and help you clear your debt faster.

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2. Know your options. There are many different types of credit card that could be right for you. Plan on making a large purchase like a laptop or a fridge? Put it on a 0% purchase card and save money by paying no interest for the introductory period (the length of this period differs with each card).

Or, if you’re going on holiday you could save by taking out a travel card that charges no foreign transaction fees while you’re enjoying the sun for a week or two.

With you can compare many types of card and see which ones you are most likely to be accepted for, giving you more choice and helping you save money.

3. Protect your credit score. When you compare credit cards you can check your eligibility for each one. This means you can see how likely you are to be accepted for a card before applying. Making multiple card applications in a short space of time can harm your credit score, so by knowing your chances of acceptance you can avoid rejection and protect your score.

4. Get personalised results. By checking your eligibility for credit cards at you’ll see your personalised results in a unique way, thanks to the Match Factor service. Match Factor looks at each card’s benefits as well as how likely you are to be accepted for it, so you’ll see the best cards for you at the top of your personalised results table. This makes it even easier to compare cards and find the right one.

5. Improve your credit score. Many people use because they are trying to rebuild their credit score or they have limited credit history. You can easily search for and compare cards designed for people with poor credit for free. The site even offers step-by-step advice on how to improve your credit score over time.

It only takes a few minutes to compare 100s of cards online

Comparing credit cards at is fast, free, and won’t have any impact on your credit score. Check your eligibility today to find the card you need.